A zero-based monthly budget, 50/30/20 check, savings goals, net worth tracker and a snowball vs avalanche debt planner.
What’s inside
- Monthly plan and a transactions log with category dropdowns
- Month-by-month actuals vs plan with savings rate and chart
- Debt payoff for up to 8 debts: snowball and avalanche side by side, with payoff dates and total interest
- Savings goals with the monthly amount needed
- Quarterly net-worth tracker with chart
Who it’s for
Anyone starting 2027 with a plan to spend on purpose, save more and pay off debt faster.
Files and format
One XLSX workbook. For personal budgeting, not financial advice. You get a ZIP download right after payment, and the link is emailed to you. Spreadsheets open in Microsoft Excel and in Google Sheets (Google Drive › New › File upload).
License
For your personal use and your own business. Please don’t resell or share the files. Terms of Sale · 14-day refund policy



